The median household income in New Jersey is $103,556, which ranks in the top 39% nationally.
Top income thresholds in New Jersey
New Jersey ranks #4 of 51 states (and D.C.) by median household income.
States with a similar income level
This state's median household income
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Median income · Single households
How does New Jersey stack up? The figures below cover its rank among the states, income thresholds, earnings by age group and the spread across 21 counties.
New Jersey is one of the country's higher-income states. Its median household income of $103,556 ranks 4th of 51 (the 50 states plus DC) and runs 28% above the national median of $80,734. These are nominal dollars; living costs differ between states and aren't adjusted for here.
A household needs around $181,815 to be in New Jersey's top quarter; nationwide the bar is $141,925. The share of households at $200,000 or more is 22% versus 13% nationwide, 8 points higher.
For a more recent snapshot, the 2024 one-year survey shows $104,294 (+1% against the 2020–2024 average). We use the five-year figure elsewhere because it's more reliable for smaller areas.
In New Jersey, 22% of households have incomes of at least $200,000. By household income, the top 25% start at about $181,815, and the top 10% sit above $200,000. The table marks lines that fall above $200,000 rather than guessing their value: the Census groups everyone above that amount together, so the exact top-5% and top-1% cutoffs can't be read from this data.
On New Jersey's distribution, the national median income of $80,734 corresponds to roughly the top 60%.
Between the median and the top-25% line, incomes rise by a factor of 1.76 in New Jersey; nationally the step is 1.77, so the upper half here is about the same as the US.
| Line | Household income |
|---|---|
| Median (top 50%) | $103,159 |
| Top 25% | $181,815 |
| Top 10% | Above $200,000 (top bracket) |
| Top 5% | Above $200,000 (top bracket) |
| Top 1% | Above $200,000 (top bracket) |
Earnings per worker in New Jersey peak at 45–54, with a median of $73,321, compared with $54,572 for workers aged 25–34. On average the state runs +21% relative to the US at each age, with the largest difference among workers aged 65+. These figures are personal earnings (wages plus self-employment) from Census microdata, so they're lower than household income, which can combine several earners.
| Age | New Jersey | United States |
|---|---|---|
| 25–34 | $54,572 | $46,177 |
| 35–44 | $71,594 | $58,657 |
| 45–54 | $73,321 | $60,915 |
| 55–64 | $67,211 | $55,860 |
| 65+ | $42,771 | $34,745 |
Splitting New Jersey households by type: $152,364 for married couples versus $59,515 for single and non-family households, a ratio of 2.6 to 1.
Incomes vary widely within the state. Hunterdon County has the highest county median at $141,715, 2.1 times that of Cumberland County ($67,436). The five highest-income counties are Hunterdon County, Somerset County, Morris County, Bergen County, and Monmouth County; the five lowest are Cumberland County, Atlantic County, Salem County, Essex County, and Passaic County.
18 of the 21 counties (86%) clear the US median of $80,734; the typical county, Warren County, comes in at $100,869.
| Highest | Median | Lowest | Median |
|---|---|---|---|
| Hunterdon County | $141,715 | Cumberland County | $67,436 |
| Somerset County | $140,374 | Atlantic County | $78,050 |
| Morris County | $137,326 | Salem County | $79,960 |
| Bergen County | $124,884 | Essex County | $80,789 |
| Monmouth County | $124,845 | Passaic County | $87,522 |
Sources for this section: ACS 2020–2024 five-year tables for household income (state and 21 counties), plus 212,039 person-level microdata records for the age breakdown. Groups under 100 records are left blank.
Reference statistics only — not financial advice.
US Census Bureau, ACS 2020–2024 5-Year Estimates (B19013, B19001)
Based on US Census Bureau ACS 5-Year Estimates — actual figures may differ from your real income/assets. Not financial advice.