What salary do you need to live in Albany, GA?

Rent, home values and prices in Albany

Renters in Albany pay a median $871 a month for two bedrooms. Size matters: one bedroom is $742, three bedrooms $1,068, so going from the smallest to the largest of the three adds $3,912 a year.

The median value of owner-occupied homes in the metro is $157,300. Against a median household income of $56,906, the ratio is 2.8× — one of the gentler home-price-to-income ratios in the country.

Price levels matter beyond rent. The Bureau of Economic Analysis measures Albany's overall prices at 87.7 on a scale where the nation is 100, which makes a $100,000 salary feel like about $114,065 would elsewhere.

Albany: the pre-tax income for each grade

For two bedrooms, $79,000 is where Albany turns Comfortable. Below that, $39,000 marks the start of Okay and $18,000 the start of Tight; under $18,000 the score reads Stretched. Rent at the Comfortable line is 13% of gross pay.

Reaching Royal takes $224,000 — 2.8× the Comfortable line — because the last points come slowly once rent is already a small share.

These lines come straight from the calculator's formula: the income is raised until the two-bedroom score crosses each cutoff, then rounded up to the next $1,000.

What different incomes look like in Albany

Home size shifts the grade at $75,000: Comfortable for one bedroom, Okay for two and Okay for three, as the rent share climbs from 12% to 17%.

Of the four salaries, $100,000 is the first where a two-bedroom reads Comfortable or better; $75,000 still lands at Okay.

Where Albany falls nationally

Out of 387 metros, Albany has the 345th highest price parity and the 367th highest two-bedroom rent, which puts it in the least expensive quarter on overall prices and among the least expensive tenth on rent.

Next to Albany on the national rent ranking: Dalton, GA ($878) and Florence-Muscle Shoals, AL ($866).

Albany in a Georgia context

How Albany stacks up against its state: $871 for a two-bedroom against Georgia's $1,326, $157,300 for the median home against $303,300, and a price level of 87.7 against 96.3.

The Georgia figure for the Comfortable line, using state medians, is $163,000 against $79,000 for Albany.

Looking for somewhere comparable without leaving Georgia? Dalton, GA, Valdosta, GA, and Rome, GA have the closest mix of rent and overall prices.

Albany's median income on the scale

A household at the Albany median income of $56,906 would see a two-bedroom score of 56 — Okay — with rent at 18% of income. The Comfortable line is 39% above what the median household makes. For Georgia as a whole, the median household income of $77,353 scores 44 against statewide rents. Keep in mind a household median often combines two incomes.

Treat every number here as a pre-tax, public-data estimate rather than financial advice.