What salary do you need to live in Jacksonville, FL?

Rent, home values and prices in Jacksonville

Renters in Jacksonville pay a median $1,515 a month for two bedrooms. Size matters: one bedroom is $1,264, three bedrooms $1,685, so going from the smallest to the largest of the three adds $5,052 a year.

On the ownership side, the typical owner-occupied home is valued at $343,400. With median household income at $79,643, a typical home costs 4.3× a typical income, close to the middle of the range across US metros.

Prices overall are close to average. BEA's Regional Price Parity for the metro is 99.5 against a US baseline of 100, so $100,000 here buys roughly $100,519 worth of the national basket.

The salary lines for a two-bedroom in Jacksonville

For two bedrooms, $200,000 is where Jacksonville turns Comfortable. Below that, $100,000 marks the start of Okay and $50,000 the start of Tight; under $50,000 the score reads Stretched. Rent at the Comfortable line is 9% of gross pay.

Reaching Royal takes $645,000 — 3.2× the Comfortable line — because the last points come slowly once rent is already a small share.

How they were found: the same scoring function the calculator runs was evaluated at rising incomes until each cutoff was crossed, and the crossing rounded up to a whole $1,000.

Four salaries, three home sizes in Jacksonville

Choosing a bigger place in Jacksonville at $75,000 trims the score from 40 to 35 without leaving Tight.

In Jacksonville the table's top salary of $150,000 stops at Okay (57) for two bedrooms; Comfortable starts higher, at $200,000.

Where Jacksonville falls nationally

Out of 387 metros, Jacksonville has the 95th highest price parity and the 68th highest two-bedroom rent, which puts it in the top quarter on overall prices and in the top quarter on rent.

Port St. Lucie, FL ($1,519) and Flagstaff, AZ ($1,512) bracket Jacksonville on two-bedroom rent.

Jacksonville next to Florida and similar metros

Statewide, Florida's median two-bedroom rent is $1,664 and its median home value $359,000. Jacksonville's rent is −9% against that, and its home value −4%; the price parity is 99.5 versus 103.4 for the state.

On statewide medians, a two-bedroom budget reaches Comfortable at $235,000 — above Jacksonville's $200,000 line.

The nearest matches in Florida, judged on rent and price parity together, are Port St. Lucie, FL, Palm Bay-Melbourne-Titusville, FL, and Deltona-Daytona Beach-Ormond Beach, FL.

Does the typical Jacksonville income clear the bar?

What about a typical local household? Census puts median household income here at $79,643, which grades Tight (39) for a two-bedroom at the median rent. Reaching Comfortable would take $120,357 more than the median household earns. For Florida as a whole, the median household income of $74,568 scores 32 against statewide rents. Household income can include more than one earner, so a single salary of the same size goes less far.

All figures are pre-tax estimates from public data, not financial advice.