What salary do you need to live in Sumter, SC?

Rent, home values and prices in Sumter

Renters in Sumter pay a median $1,030 a month for two bedrooms. Size matters: one bedroom is $645, three bedrooms $1,093, so going from the smallest to the largest of the three adds $5,376 a year.

The median value of owner-occupied homes in the metro is $165,300. That is only 2.9× the area's median household income of $56,693, a low ratio by national standards.

BEA's Regional Price Parity for the metro is 88.0, where 100 is the US average. In plain terms, the full basket of goods, services and housing costs 12.0% less than average, so $100,000 here buys roughly what $113,611 would at average US prices.

How much you need to earn in Sumter

The salary lines for a two-bedroom household land at $19,000 for Tight, $45,000 for Okay and $89,000 for Comfortable. The gap between the Okay and Comfortable lines alone is $44,000, which says how much extra income it takes to make housing feel roomy here rather than merely workable.

The Royal grade is within reach at $268,000 a year, where both rent and the median home price look small next to income.

These lines come straight from the calculator's formula: the income is raised until the two-bedroom score crosses each cutoff, then rounded up to the next $1,000.

What different incomes look like in Sumter

Home size shifts the grade at $75,000: Comfortable for one bedroom, Okay for two and Okay for three, as the rent share climbs from 10% to 17%.

Of the four salaries, $100,000 is the first where a two-bedroom reads Comfortable or better; $75,000 still lands at Okay.

Where Sumter falls nationally

Out of 387 metros, Sumter has the 335th highest price parity and the 264th highest two-bedroom rent, which puts it in the bottom quarter on overall prices and in the middle half on rent.

For a sense of scale, the metros just above and below it on two-bedroom rent are Elkhart-Goshen, IN ($1,030) and El Paso, TX ($1,029).

Sumter vs. the rest of South Carolina

Statewide, South Carolina's median two-bedroom rent is $1,148 and its median home value $259,000. Sumter's rent is −10% against that, and its home value −36%; the price parity is 88.0 versus 93.7 for the state.

On statewide medians, a two-bedroom budget reaches Comfortable at $132,000 — above Sumter's $89,000 line.

Looking for somewhere comparable without leaving South Carolina? Spartanburg, SC, Augusta-Richmond County, GA-SC, and Greenville-Anderson-Greer, SC have the closest mix of rent and overall prices.

Does the typical Sumter income clear the bar?

A household at the Sumter median income of $56,693 would see a two-bedroom score of 52 — Okay — with rent at 22% of income. Reaching Comfortable would take $32,307 more than the median household earns. Statewide, the South Carolina median household ($69,324) grades Okay on the state's own medians. Keep in mind a household median often combines two incomes.

These are pre-tax estimates from public statistics, not financial advice.