What salary do you need to live in Amarillo, TX?

Amarillo, TX is one of 387 US metro areas with both a federal price level and Census rent and home-value medians. A typical two-bedroom there rents for $1,066 a month and the median owner-occupied home is valued at $208,700. This page works out the pre-tax income at which a two-bedroom budget turns Tight, Okay and Comfortable in Amarillo, and sets Amarillo against the rest of Texas.

The cost side of living in Amarillo

Median gross rent, meaning contract rent plus tenant-paid utilities, runs $854, $1,066 and $1,389 a month for one, two and three bedrooms across Amarillo, TX. The largest of those is 63% more than the smallest.

The median value of owner-occupied homes in the metro is $208,700. Against a median household income of $69,611, the ratio is 3.0× — one of the gentler home-price-to-income ratios in the country.

The Regional Price Parity, BEA's index of local prices with the US at 100, is 91.8 here. Below 100 means a paycheck stretches further: $100,000 in Amarillo has the buying power of roughly $108,909 at national average prices.

Income needed for each grade in Amarillo

With a two-bedroom at the median rent, the score enters Tight at $28,000, Okay at $55,000 and Comfortable at $110,000 a year before tax. At the Comfortable line, a year of rent takes 12% of income and the median home is 1.9× income.

Reaching Royal takes $327,000 — 3.0× the Comfortable line — because the last points come slowly once rent is already a small share.

These lines come straight from the calculator's formula: the income is raised until the two-bedroom score crosses each cutoff, then rounded up to the next $1,000.

Pre-tax income where each grade starts — two-bedroom at the median rent, Amarillo
GradeStarts atRent ÷ incomeHome ÷ income
Royal$327,0004%0.6×
Comfortable$110,00012%1.9×
Okay$55,00023%3.8×
Tight$28,00046%7.5×

Amarillo at four common salaries

On $75,000, a one-bedroom scores 58 and a three-bedroom 50, both Okay; the extra bedrooms cost points but not a grade.

Of the four salaries, $150,000 is the first where a two-bedroom reads Comfortable or better; $100,000 still lands at Okay.

LivingScore and grade by income and home size — Amarillo
Income1 bedroom2 bedrooms3 bedrooms
$50,00046 · Okay43 · Tight38 · Tight
$75,00058 · Okay54 · Okay50 · Okay
$100,00066 · Comfortable62 · Okay58 · Okay
$150,00076 · Comfortable73 · Comfortable69 · Comfortable

How Amarillo ranks among 387 metros

Ranked against all 387 metros, Amarillo sits 248th on overall price level and 243rd on the two-bedroom rent median, counting from the most expensive. Its median home value ranks 285th.

Its nearest neighbors on the rent list are Janesville-Beloit, WI ($1,068) and Duluth, MN-WI ($1,066).

Amarillo in a Texas context

How Amarillo stacks up against its state: $1,066 for a two-bedroom against Texas's $1,395, $208,700 for the median home against $283,800, and a price level of 91.8 against 97.1.

Scored the same way, the statewide figures turn Comfortable at $166,000, so Amarillo needs $56,000 less than Texas overall.

Looking for somewhere comparable without leaving Texas? Killeen-Temple, TX, College Station-Bryan, TX, and Longview, TX have the closest mix of rent and overall prices.

Amarillo and similar metros
Metro2-bed rentMedian homePrice parityComfortable from
Amarillo, TX$1,066$208,70091.8$110,000
Killeen, TX$1,099$234,50091.1$116,000
College Station, TX$1,097$279,70091.0$125,000
Longview, TX$1,043$184,40089.5$98,000

Does the typical Amarillo income clear the bar?

A household at the Amarillo median income of $69,611 would see a two-bedroom score of 52 — Okay — with rent at 18% of income. Put differently, Amarillo's typical household is $40,389 below the $110,000 it takes to read Comfortable on two bedrooms. For Texas as a whole, the median household income of $78,476 scores 44 against statewide rents. Household income can include more than one earner, so a single salary of the same size goes less far.

Treat every number here as a pre-tax, public-data estimate rather than financial advice.

Score your own income in Amarillo

Enter your pre-tax income and home size to see Amarillo next to all 387 metros.

Open the calculator

Source: U.S. Bureau of Economic Analysis, Regional price parities by MSA (MARPP), line 1 "RPPs: All items"; metros per OMB bulletin 23-01, 2024 (released February 19, 2026); downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B25031 Median Gross Rent by Bedrooms (_003/_004/_005 = 1/2/3 bedrooms), 2020-2024; downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B25077 Median Value (Dollars), owner-occupied housing units, 2020-2024; downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B19013 Median Household Income (display only), 2020-2024; downloaded 2026-10-30.

Reference statistics only — not financial advice.