What salary do you need to live in Amherst Town, MA?

Amherst Town housing costs at a glance

Renters in Amherst Town pay a median $1,473 a month for two bedrooms. Size matters: one bedroom is $1,110, three bedrooms $1,805, so going from the smallest to the largest of the three adds $8,340 a year.

On the ownership side, the typical owner-occupied home is valued at $390,300. That works out to 4.5× the local median household income of $87,001, a mid-range ratio.

The Bureau of Economic Analysis puts Amherst Town's Regional Price Parity at 100.2, essentially the US average of 100: a dollar of income here buys about what it would anywhere on average, rents and everyday goods included.

Income needed for each grade in Amherst Town

The salary lines for a two-bedroom household land at $53,000 for Tight, $106,000 for Okay and $213,000 for Comfortable. The gap between the Okay and Comfortable lines alone is $107,000, which says how much extra income it takes to make housing feel roomy here rather than merely workable.

The Royal grade is within reach at $648,000 a year, where both rent and the median home price look small next to income.

How they were found: the same scoring function the calculator runs was evaluated at rising incomes until each cutoff was crossed, and the crossing rounded up to a whole $1,000.

Scores at $50K, $75K, $100K and $150K in Amherst Town

On $75,000, a one-bedroom scores 40 and a three-bedroom 32, both Tight; the extra bedrooms cost points but not a grade.

In Amherst Town the table's top salary of $150,000 stops at Okay (55) for two bedrooms; Comfortable starts higher, at $213,000.

Amherst Town on the national list

Out of 387 metros, Amherst Town has the 84th highest price parity and the 76th highest two-bedroom rent, which puts it in the top quarter on overall prices and in the top quarter on rent.

For a sense of scale, the metros just above and below it on two-bedroom rent are Durham-Chapel Hill, NC ($1,476) and Greeley, CO ($1,473).

Amherst Town next to Massachusetts and similar metros

Statewide, Massachusetts's median two-bedroom rent is $1,876 and its median home value $562,100. Amherst Town's rent is −21% against that, and its home value −31%; the price parity is 100.2 versus 105.8 for the state.

Scored the same way, the statewide figures turn Comfortable at $325,000, so Amherst Town needs $112,000 less than Massachusetts overall.

The nearest matches in Massachusetts, judged on rent and price parity together, are Worcester, MA, Providence-Warwick, RI-MA, and Barnstable Town, MA.

Amherst Town's median income on the scale

What about a typical local household? Census puts median household income here at $87,001, which grades Tight (40) for a two-bedroom at the median rent. The Comfortable line is 145% above what the median household makes. For Massachusetts as a whole, the median household income of $103,960 scores 32 against statewide rents. Since a household can have two or more earners, compare it with a combined income rather than one paycheck.

Treat every number here as a pre-tax, public-data estimate rather than financial advice.