What salary do you need to live in Barnstable Town, MA?

The short answer for Barnstable Town, MA: roughly $281,000 before tax puts a two-bedroom household in the Comfortable band, and $140,000 gets it to Okay. The longer answer depends on home size, on whether buying is part of the plan, and on how Barnstable Town's costs compare with Massachusetts as a whole.

What housing costs in Barnstable Town

Renters in Barnstable Town pay a median $1,785 a month for two bedrooms. Size matters: one bedroom is $1,095, three bedrooms $2,136, so going from the smallest to the largest of the three adds $12,492 a year.

The median value of owner-occupied homes in the metro is $629,000. Set against the $95,241 median household income, that is a ratio of 6.6×, which keeps the buying part of the score low for most incomes.

Price levels matter beyond rent. The Bureau of Economic Analysis measures Barnstable Town's overall prices at 98.4 on a scale where the nation is 100, which makes a $100,000 salary feel like about $101,677 would elsewhere.

Income needed for each grade in Barnstable Town

For two bedrooms, $281,000 is where Barnstable Town turns Comfortable. Below that, $140,000 marks the start of Okay and $70,000 the start of Tight; under $70,000 the score reads Stretched. Rent at the Comfortable line is 8% of gross pay.

The Royal grade is within reach at $724,000 a year, where both rent and the median home price look small next to income.

These lines come straight from the calculator's formula: the income is raised until the two-bedroom score crosses each cutoff, then rounded up to the next $1,000.

Pre-tax income where each grade starts — two-bedroom at the median rent, Barnstable Town
GradeStarts atRent ÷ incomeHome ÷ income
Royal$724,0003%0.9×
Comfortable$281,0008%2.2×
Okay$140,00015%4.5×
Tight$70,00031%9.0×

Scores at $50K, $75K, $100K and $150K in Barnstable Town

Take a $75,000 salary. In a one-bedroom the rent share is 18% and the score 35, Tight; in a three-bedroom the share rises to 34% and the score falls to 25, Stretched.

None of the four salaries reaches Comfortable for two bedrooms; even $150,000 scores 47, Okay, which fits the $281,000 line above.

LivingScore and grade by income and home size — Barnstable Town
Income1 bedroom2 bedrooms3 bedrooms
$50,00023 · Stretched16 · Stretched13 · Stretched
$75,00035 · Tight27 · Tight25 · Stretched
$100,00043 · Tight36 · Tight33 · Tight
$150,00055 · Okay47 · Okay44 · Tight

Barnstable Town compared with every US metro

Ranked against all 387 metros, Barnstable Town sits 104th on overall price level and 26th on the two-bedroom rent median, counting from the most expensive. Its median home value ranks 18th.

Next to Barnstable Town on the national rent ranking: Austin-Round Rock-San Marcos, TX ($1,795) and Bremerton-Silverdale-Port Orchard, WA ($1,780).

Barnstable Town next to Massachusetts and similar metros

How Barnstable Town stacks up against its state: $1,785 for a two-bedroom against Massachusetts's $1,876, $629,000 for the median home against $562,100, and a price level of 98.4 against 105.8.

Run Massachusetts's statewide medians through the same score and Comfortable begins at $325,000; Barnstable Town's line is −14% from that.

Looking for somewhere comparable without leaving Massachusetts? Amherst Town-Northampton, MA, Worcester, MA, and Providence-Warwick, RI-MA have the closest mix of rent and overall prices.

Barnstable Town and similar metros
Metro2-bed rentMedian homePrice parityComfortable from
Barnstable Town, MA$1,785$629,00098.4$281,000
Amherst Town, MA$1,473$390,300100.2$213,000
Worcester, MA$1,483$423,700102.5$234,000
Providence, RI$1,421$422,500101.8$224,000

Where the typical Barnstable Town household lands

What about a typical local household? Census puts median household income here at $95,241, which grades Tight (34) for a two-bedroom at the median rent. The Comfortable line is 195% above what the median household makes. Statewide, the Massachusetts median household ($103,960) grades Tight on the state's own medians. Household income can include more than one earner, so a single salary of the same size goes less far.

Treat every number here as a pre-tax, public-data estimate rather than financial advice.

Score your own income in Barnstable Town

Enter your pre-tax income and home size to see Barnstable Town next to all 387 metros.

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Source: U.S. Bureau of Economic Analysis, Regional price parities by MSA (MARPP), line 1 "RPPs: All items"; metros per OMB bulletin 23-01, 2024 (released February 19, 2026); downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B25031 Median Gross Rent by Bedrooms (_003/_004/_005 = 1/2/3 bedrooms), 2020-2024; downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B25077 Median Value (Dollars), owner-occupied housing units, 2020-2024; downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B19013 Median Household Income (display only), 2020-2024; downloaded 2026-10-30.

Reference statistics only — not financial advice.