What salary do you need to live in Clarksville, TN?
How much do you need to earn to live comfortably in Clarksville? Running the same score the where-to-live calculator uses, the answer for a two-bedroom at the local median rent of $1,116 is about $121,000 a year before tax. Below is how that line was found, what changes with a smaller or larger home, and how Clarksville compares with similar metros.
Rent, home values and prices in Clarksville
A one-bedroom in Clarksville rents for a median of $911 a month, utilities the tenant pays included; a two-bedroom goes for $1,116 and a three-bedroom for $1,394. Over a full year, the two-bedroom median comes to $13,392.
The median value of owner-occupied homes in the metro is $253,300. With median household income at $68,967, a typical home costs 3.7× a typical income, close to the middle of the range across US metros.
BEA's Regional Price Parity for the metro is 90.9, where 100 is the US average. In plain terms, the full basket of goods, services and housing costs 9.1% less than average, so $100,000 here buys roughly what $109,954 would at average US prices.
Income needed for each grade in Clarksville
For two bedrooms, $121,000 is where Clarksville turns Comfortable. Below that, $60,000 marks the start of Okay and $30,000 the start of Tight; under $30,000 the score reads Stretched. Rent at the Comfortable line is 11% of gross pay.
Reaching Royal takes $330,000 — 2.7× the Comfortable line — because the last points come slowly once rent is already a small share.
These lines come straight from the calculator's formula: the income is raised until the two-bedroom score crosses each cutoff, then rounded up to the next $1,000.
| Grade | Starts at | Rent ÷ income | Home ÷ income |
|---|---|---|---|
| Royal | $330,000 | 4% | 0.8× |
| Comfortable | $121,000 | 11% | 2.1× |
| Okay | $60,000 | 22% | 4.2× |
| Tight | $30,000 | 45% | 8.4× |
Scores at $50K, $75K, $100K and $150K in Clarksville
At $75,000 home size barely changes the picture: one, two and three bedrooms all grade Okay, with scores from 48 to 55.
The two-bedroom column turns Comfortable at the $150,000 row. One row up, $100,000 scores 60.
| Income | 1 bedroom | 2 bedrooms | 3 bedrooms |
|---|---|---|---|
| $50,000 | 43 · Tight | 40 · Tight | 36 · Tight |
| $75,000 | 55 · Okay | 51 · Okay | 48 · Okay |
| $100,000 | 63 · Okay | 60 · Okay | 56 · Okay |
| $150,000 | 74 · Comfortable | 71 · Comfortable | 68 · Comfortable |
Clarksville on the national list
On price level Clarksville is 272nd of 387 (1 = most expensive); on two-bedroom rent it is 202nd, and on median home value 201st. The two rankings agree, both falling in the middle half.
For a sense of scale, the metros just above and below it on two-bedroom rent are Abilene, TX ($1,117) and Glens Falls, NY ($1,116).
Clarksville vs. the rest of Tennessee
Compared with Tennessee as a whole, two-bedroom rent in Clarksville is 2% lower ($1,116 vs. $1,143) and the median home is 12% lower ($253,300 vs. $286,700). The metro also reaches into Kentucky; it is compared with Tennessee, home of its first-named principal city.
On statewide medians, a two-bedroom budget reaches Comfortable at $132,000 — above Clarksville's $121,000 line.
The nearest matches in Tennessee, judged on rent and price parity together, are Chattanooga, TN-GA, Memphis, TN-MS-AR, and Knoxville, TN.
| Metro | 2-bed rent | Median home | Price parity | Comfortable from |
|---|---|---|---|---|
| Clarksville, TN | $1,116 | $253,300 | 90.9 | $121,000 |
| Chattanooga, TN | $1,136 | $272,400 | 91.5 | $128,000 |
| Memphis, TN | $1,143 | $245,900 | 92.2 | $124,000 |
| Knoxville, TN | $1,153 | $290,200 | 92.6 | $136,000 |
Clarksville's median income on the scale
A household at the Clarksville median income of $68,967 would see a two-bedroom score of 49 — Okay — with rent at 19% of income. The Comfortable line is 75% above what the median household makes. Statewide, the Tennessee median household ($69,595) grades Okay on the state's own medians. Keep in mind a household median often combines two incomes.
Estimates use pre-tax income and public data; they are not financial advice.
Score your own income in Clarksville
Enter your pre-tax income and home size to see Clarksville next to all 387 metros.
Open the calculatorSource: U.S. Bureau of Economic Analysis, Regional price parities by MSA (MARPP), line 1 "RPPs: All items"; metros per OMB bulletin 23-01, 2024 (released February 19, 2026); downloaded 2026-10-30.
Source: U.S. Census Bureau, ACS 5-year B25031 Median Gross Rent by Bedrooms (_003/_004/_005 = 1/2/3 bedrooms), 2020-2024; downloaded 2026-10-30.
Source: U.S. Census Bureau, ACS 5-year B25077 Median Value (Dollars), owner-occupied housing units, 2020-2024; downloaded 2026-10-30.
Source: U.S. Census Bureau, ACS 5-year B19013 Median Household Income (display only), 2020-2024; downloaded 2026-10-30.
Reference statistics only — not financial advice.