What salary do you need to live in Coeur d'Alene, ID?

How much do you need to earn to live comfortably in Coeur d'Alene? Running the same score the where-to-live calculator uses, the answer for a two-bedroom at the local median rent of $1,296 is about $216,000 a year before tax. Below is how that line was found, what changes with a smaller or larger home, and how Coeur d'Alene compares with similar metros.

Rent, home values and prices in Coeur d'Alene

Census figures put the median gross rent in the Coeur d'Alene, ID metro at $1,166 for a one-bedroom, $1,296 for a two-bedroom and $1,828 for a three-bedroom. Moving from one to two bedrooms adds $130 a month, and the third bedroom another $532.

Buying is the other half of the housing picture: owners put the median home in Coeur d'Alene, ID at $518,700. Local median household income is $81,861, so the median home is 6.3× a typical income — high enough that ownership weighs heavily in the score unless income is well above the median.

The Regional Price Parity, BEA's index of local prices with the US at 100, is 98.3 here. Below 100 means a paycheck stretches further: $100,000 in Coeur d'Alene has the buying power of roughly $101,737 at national average prices.

The salary lines for a two-bedroom in Coeur d'Alene

With a two-bedroom at the median rent, the score enters Tight at $54,000, Okay at $107,000 and Comfortable at $216,000 a year before tax. At the Comfortable line, a year of rent takes 7% of income and the median home is 2.4× income.

The Royal grade is within reach at $524,000 a year, where both rent and the median home price look small next to income.

Nothing here is a separate rule of thumb; plug any of these incomes into the calculator with two bedrooms and Coeur d'Alene shows the matching grade.

Pre-tax income where each grade starts — two-bedroom at the median rent, Coeur d'Alene
GradeStarts atRent ÷ incomeHome ÷ income
Royal$524,0003%1.0×
Comfortable$216,0007%2.4×
Okay$107,00015%4.8×
Tight$54,00029%9.6×

Four salaries, three home sizes in Coeur d'Alene

On $75,000, a one-bedroom scores 37 and a three-bedroom 30, both Tight; the extra bedrooms cost points but not a grade.

Comfortable is above every row of the table here. At $150,000 a two-bedroom still grades Okay, with rent taking 10% of income.

LivingScore and grade by income and home size — Coeur d'Alene
Income1 bedroom2 bedrooms3 bedrooms
$50,00025 · Stretched23 · Stretched18 · Stretched
$75,00037 · Tight35 · Tight30 · Tight
$100,00045 · Tight43 · Tight38 · Tight
$150,00056 · Okay55 · Okay49 · Okay

Coeur d'Alene compared with every US metro

Ranked against all 387 metros, Coeur d'Alene sits 106th on overall price level and 122nd on the two-bedroom rent median, counting from the most expensive. Its median home value ranks 35th.

Its nearest neighbors on the rent list are Corpus Christi, TX ($1,298) and Dover, DE ($1,295).

Coeur d'Alene vs. the rest of Idaho

How Coeur d'Alene stacks up against its state: $1,296 for a two-bedroom against Idaho's $1,163, $518,700 for the median home against $418,600, and a price level of 98.3 against 95.5.

The Idaho figure for the Comfortable line, using state medians, is $173,000 against $216,000 for Coeur d'Alene.

If Coeur d'Alene is on your list, Boise City, ID, Logan, UT-ID, and Idaho Falls, ID are the most similar Idaho metros by two-bedroom rent and price level; the table shows where each turns Comfortable.

Coeur d'Alene and similar metros
Metro2-bed rentMedian homePrice parityComfortable from
Coeur d'Alene, ID$1,296$518,70098.3$216,000
Boise, ID$1,416$468,90098.4$217,000
Logan, UT$1,086$436,80095.9$172,000
Idaho Falls, ID$1,033$372,10094.4$150,000

Does the typical Coeur d'Alene income clear the bar?

What about a typical local household? Census puts median household income here at $81,861, which grades Tight (37) for a two-bedroom at the median rent. The Comfortable line is 164% above what the median household makes. Statewide, the Idaho median household ($77,800) grades Tight on the state's own medians. Keep in mind a household median often combines two incomes.

Estimates use pre-tax income and public data; they are not financial advice.

Score your own income in Coeur d'Alene

Enter your pre-tax income and home size to see Coeur d'Alene next to all 387 metros.

Open the calculator

Source: U.S. Bureau of Economic Analysis, Regional price parities by MSA (MARPP), line 1 "RPPs: All items"; metros per OMB bulletin 23-01, 2024 (released February 19, 2026); downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B25031 Median Gross Rent by Bedrooms (_003/_004/_005 = 1/2/3 bedrooms), 2020-2024; downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B25077 Median Value (Dollars), owner-occupied housing units, 2020-2024; downloaded 2026-10-30.

Source: U.S. Census Bureau, ACS 5-year B19013 Median Household Income (display only), 2020-2024; downloaded 2026-10-30.

Reference statistics only — not financial advice.