What salary do you need to live in Lubbock, TX?

Lubbock housing costs at a glance

A one-bedroom in Lubbock rents for a median of $951 a month, utilities the tenant pays included; a two-bedroom goes for $1,112 and a three-bedroom for $1,458. Over a full year, the two-bedroom median comes to $13,344.

Homeowners in Lubbock report a median home value of $202,700. Against a median household income of $63,629, the ratio is 3.2× — one of the gentler home-price-to-income ratios in the country.

Price levels matter beyond rent. The Bureau of Economic Analysis measures Lubbock's overall prices at 91.3 on a scale where the nation is 100, which makes a $100,000 salary feel like about $109,509 would elsewhere.

Lubbock: the pre-tax income for each grade

The salary lines for a two-bedroom household land at $28,000 for Tight, $55,000 for Okay and $110,000 for Comfortable. The gap between the Okay and Comfortable lines alone is $55,000, which says how much extra income it takes to make housing feel roomy here rather than merely workable.

Royal, the top band, starts at $334,000. At that income rent is 4% of pay and the median home 0.6× income.

Each figure is the lowest income, to the next $1,000, at which the calculator itself would show that grade for a two-bedroom in Lubbock.

Lubbock at four common salaries

Choosing a bigger place in Lubbock at $75,000 trims the score from 57 to 50 without leaving Okay.

Of the four salaries, $150,000 is the first where a two-bedroom reads Comfortable or better; $100,000 still lands at Okay.

Lubbock compared with every US metro

On price level Lubbock is 262nd of 387 (1 = most expensive); on two-bedroom rent it is 207th, and on median home value 294th. The two rankings agree, both falling in the middle half.

For a sense of scale, the metros just above and below it on two-bedroom rent are Baton Rouge, LA ($1,112) and Billings, MT ($1,111).

Lubbock next to Texas and similar metros

Statewide, Texas's median two-bedroom rent is $1,395 and its median home value $283,800. Lubbock's rent is −20% against that, and its home value −29%; the price parity is 91.3 versus 97.1 for the state.

Scored the same way, the statewide figures turn Comfortable at $166,000, so Lubbock needs $56,000 less than Texas overall.

Within Texas, the metros closest to Lubbock on rent and overall prices are Killeen-Temple, TX, Abilene, TX, and College Station-Bryan, TX. Their Comfortable lines for two bedrooms sit at $116,000, $102,000, and $125,000.

Does the typical Lubbock income clear the bar?

A household at the Lubbock median income of $63,629 would see a two-bedroom score of 49 — Okay — with rent at 21% of income. Reaching Comfortable would take $46,371 more than the median household earns. Statewide, the Texas median household ($78,476) grades Tight on the state's own medians. A household figure may pool several earners, unlike a single salary.

Estimates use pre-tax income and public data; they are not financial advice.