What salary do you need to live in Chambersburg, PA?

Chambersburg housing costs at a glance

Renters in Chambersburg pay a median $1,078 a month for two bedrooms. Size matters: one bedroom is $837, three bedrooms $1,312, so going from the smallest to the largest of the three adds $5,700 a year.

Homeowners in Chambersburg report a median home value of $249,800. That is only 3.2× the area's median household income of $77,003, a low ratio by national standards.

The Regional Price Parity, BEA's index of local prices with the US at 100, is 94.6 here. Below 100 means a paycheck stretches further: $100,000 in Chambersburg has the buying power of roughly $105,661 at national average prices.

The salary lines for a two-bedroom in Chambersburg

With a two-bedroom at the median rent, the score enters Tight at $32,000, Okay at $64,000 and Comfortable at $129,000 a year before tax. At the Comfortable line, a year of rent takes 10% of income and the median home is 1.9× income.

Royal, the top band, starts at $373,000. At that income rent is 3% of pay and the median home 0.7× income.

Nothing here is a separate rule of thumb; plug any of these incomes into the calculator with two bedrooms and Chambersburg shows the matching grade.

What different incomes look like in Chambersburg

On $75,000, a one-bedroom scores 54 and a three-bedroom 47, both Okay; the extra bedrooms cost points but not a grade.

Of the four salaries, $150,000 is the first where a two-bedroom reads Comfortable or better; $100,000 still lands at Okay.

How Chambersburg ranks among 387 metros

Out of 387 metros, Chambersburg has the 176th highest price parity and the 235th highest two-bedroom rent, which puts it in the middle half on overall prices and near the middle on rent.

Champaign-Urbana, IL ($1,079) and Buffalo-Cheektowaga, NY ($1,076) bracket Chambersburg on two-bedroom rent.

Chambersburg vs. the rest of Pennsylvania

How Chambersburg stacks up against its state: $1,078 for a two-bedroom against Pennsylvania's $1,245, $249,800 for the median home against $254,500, and a price level of 94.6 against 97.6.

Run Pennsylvania's statewide medians through the same score and Comfortable begins at $150,000; Chambersburg's line is −14% from that.

Within Pennsylvania, the metros closest to Chambersburg on rent and overall prices are Pittsburgh, PA, Lebanon, PA, and Gettysburg, PA. Their Comfortable lines for two bedrooms sit at $121,000, $125,000, and $138,000.

Chambersburg's median income on the scale

The median household in the metro earns $77,003 (ACS 2020-2024). Run through the calculator with two bedrooms, that scores 50, Okay. Reaching Comfortable would take $51,997 more than the median household earns. For Pennsylvania as a whole, the median household income of $77,971 scores 46 against statewide rents. Household income can include more than one earner, so a single salary of the same size goes less far.

These are pre-tax estimates from public statistics, not financial advice.